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Budgeting Worksheet

Budgeting Worksheet

Budgeting Worksheet

Take control of your finances with this easy-to-use budgeting worksheet.

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Coin Currency

The Shrinking Minimum Wage

The Great Depression had high unemployment, famine, and poverty. An estimated one-third of Americans were destitute, including three out of four senior citizens. As a result, the Social Security Act passed in 1935, and the Fair Labor Standards Act (FLSA) passed in 1938. The FLSA attempted to improve the environment for workers laboring for low […]

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What is the Rule of 72 in Finance?

Whenever a friend tells me they are headed to Foxwood or Atlantic City for the weekend, I jokingly tell them: “Be sure to double your money“. Going to the casino for entertainment is fine but gambling as a financial plan is flawed. You are more likely to lose your money at the casino than to […]

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Stock Market Inequities

In 1989, one in three American families owned stocks or mutual funds. Within a few decades, stock market participation crossed the 50% threshold of families. That democratization of stock ownership has both pros and cons. Most evaluations emphasize the positive. We are going to point out certain dynamics in four stark terms to balance the […]

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